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Susie Gustafson Real Estate

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Susie Gustafson
Susie Gustafson Real Estate, LLC
12 University Ave.
Hamilton, NY 13346
315-824-4663 Office



Article

How long do bankruptcies and foreclosures stay on a credit report?


Bankruptcies and foreclosures can remain on a credit report for seven to 10 years.
Some lenders will consider an borrower earlier if they have reestablished good credit. The circumstances surrounding the bankruptcy can also influence a lender's decision. For example, if you went through a bankruptcy because your employer had financial difficulties, a lender may be more sympathetic. If, however, you went through bankruptcy because you overextended personal credit lines and lived beyond your means, the lender probably will be less inclined to be flexible.
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by Blitz Development
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Susie Gustafson
Susie Gustafson RE LLC
12 UNIVERSITY AVE
HAMILTON, NY 13346
Phone: 315-824-4663
Email: sgustaf1@twcny.rr.com